Forever Frugal: Top Tips To Help Keep Money In Your Family’s Bank Account
Saving money can seem like an impossible task, but it’s not as difficult as you might think. In fact, there are some really clever steps you can take to keep more money in your account and start that rainy day fund. Here are a few tips that you can incorporate into your everyday life.
Filtering Water Bottle
You love filtered water, but buying those bottles can really add up. With special water bottles, you can have filtered water anytime while saving money and the environment. They can be found at most stores where housewares are sold, and they cost between $7 and $18. However, you can save hundreds by filtering out your own water.
Look at the Little Stuff
Most people focus on their big bills, such as the car payment and insurance. They don’t think to review those small expenses, like the $20 gym membership that’s never used, a Netflix subscription that they don’t watch, and a house phone that sits unused. While each one might only be a few dollars, they can add up to a big drain. The next time you review a budget, take a hard look at those costs.
Wait a Month
Impulse purchases can get expensive. Avoid the problem by making yourself wait at least 30 days before making a big purchase. You’ll be surprised at how often you decide you really don’t need or want the item after all, and that makes saving easier.
Ask for the Coupon
When buying at the farmer’s market or from a private seller, you may be able to negotiate a lower price. Sometimes you can even barter services or goods so that you can get what you want without paying a dime. If you’re working with a store where the employees cannot just change the price, then ask for a coupon. You may find that they have special deals that are only available if you ask.
Do it Yourself
You know that you can save a lot on labor by doing work yourself, but this doesn’t just go for cleaning the house and painting your front porch. You can also get your own car parts from a salvage yard, like U Pull & Pay, if you need a new bumper or seat belt latch. If you are having work done around your home that requires a professional, then ask if there is any work you can do ahead of time to make the task easier and lower your price.
Follow these unique tips to help bring your spending down and keep more money in your bank account. The habits can take a little while to establish, but you’ll start seeing the results quickly.