Finance

Tricks to Lower the Cost of Owning A Car

You may think the cost of owning a car is only the monthly payment, but there’s much more to it than that. The costs can actually add up quite quickly. To figure out the true cost of owning your car, you need to calculate insurance costs, fuel costs, and monthly maintenance costs. Check out these factors that can increase...

2 days ago

What If There’s a Mistake on Your Credit Report?

Your credit report is one of the most important components of your financial life. Having a good credit score plays a significant role in whether you can do things such as renting or buying a home and an automobile. According to Remitly, your payment history makes up approximately 35 percent of your FICO credit score. Other...

5 months ago

Enjoying Your Student Life Without Going Broke

Life as a student is full of possibilities and excitement. Without family to come home to, you’re in charge of your life – potentially to the first time! There’s no one you have to explain your late nights, and how you manage your mornings if your business. There are also clubs and societies, trips, and all the other...

6 months ago

Top 5 Mutual Fund Apps

A mutual fund can be described as an investment set-up that constitutes a pool of money collected from various investors with the aim of investing in securities such as stocks, bonds, and other assets. The management of mutual funds is in the hands of professional ‘money managers’ who distribute the fund’s investments and...

7 months ago

How New Tech has Disrupted Investment

The rapid evolution of new technology has disrupted many industrial sectors, and it should come as no surprise to learn that it has had a significant effect on the investment world. Though the industry remained relatively unchanged until 2000, the story since then has been of rapid development that has affected many traditional...

8 months ago

How to Get a Mortgage in Canada

Unless you have discovered a hidden treasure somewhere, hit the lucky numbers on the lotto or got a surprise inheritance, then your first home purchase is highly likely to be through a mortgage. If you’re looking to get a mortgage in Canada for the first time, it’s imperative that you know what the application process...

9 months ago

Know What It Takes To Get Approved For Common Loans

As nice as it would be to always have the money you need to cover your finances, it’s not always possible. There are things you may want or need like a house or a car that might cost more than you have up front. There are also things that could arise without notice, that will require a lot more money than you have saved up....

10 months ago

5 Questions Lenders Will Ask You Before Approving A Loan

Before they give you a loan, lenders need to know some things about you. So, naturally, they might ask you questions, some of which might be more direct than others. What you should understand is that this is simply necessary and normal at this stage of the process. Just as you want to know about all of the loan terms, they...

10 months ago

Everything You Need To Know About Insurance

Insurance is a word which gets bandied about a lot, and for good reason. In some situations, it can be illegal to not have insurance (You must insure your car if you are going to drive it, for instance), whereas it is completely optional in others, so it is well worth doing your research to find out exactly how it works and...

11 months ago

7 Unexpected Ways To Save On Everyday Expenses

None of us like to spend money when we don’t have to. Yet we have to spend it every day on things we both need and want. From gas to groceries, movies to dining out, prescriptions to cleaning supplies and toiletries, there are expenses we have every day. Here are seven unexpected ways to save on those expenses. Coupons...

11 months ago