Finance

WHAT ARE OTHER BENEFITS OF TAKING A PERSONAL LOAN?

Earlier, the thought of loans itself was frowned upon: we tended to save for decades before moving homes or altering our business line. However, the “save first” ideology has morphed into an aspirational ideology wherein we “buy first, and pay over time”. As you land your first job, you could be eligible for a...

5 months ago

3 Keys To Improving Company Finances Beginning Today

Has keeping your head above water for your business been more of a struggle than you thought it would be? If so, isn’t now the time to do something about it? One thing you never want to have happen is your finances get too far into the red. If they do, it can be tough to get your company back in the black. So, what steps...

6 months ago

Will Education Loan Help You Realize Your Dreams

Among the many major priorities of an Indian family, funding their children’s education is always found to be paramount. According to an HSBC global survey on education, about 49 per cent of Indian parents are working extra hours and taking a second job to pay for their children’s university education. As parents, Indians...

7 months ago

Important Insights for First-Time Car Insurance Buyers

Purchasing an insurance policy should be your utmost priority when you buy your first automobile. The Motor Vehicles Act, 1988, mandates the purchase of third-party insurance liability for all automobile owners. This insurance comes in handy if you are involved in an accident with a third party. In such situations, your...

8 months ago

All You Need To Know About Health Insurance For Parents

Parents face many difficulties so that we can have a good lifestyle. They give away all of their money, time as well as efforts so that we do not have to face any hardships. As they grow old, it becomes our responsibility to look after them and their health. And so, taking care of them when they’re unwell is necessary....

8 months ago

Challenges in SME Financing in India

Entrepreneurs require substantial capital to establish a business. Even when a business takes off and begins to grow, it needs extra funds to carry out its daily operations. There are a lot of financing options that can help entrepreneurs avail the required capital for business expansion. One of the most popular funding options...

9 months ago

Cabinet Approves the Continuation of Pradhan Mantri Awaas Yojana – Gramin Beyond March 2019 (PMAY-G Phase-II)

The “Credit Linked Subsidy Scheme” (CLSS) under Pradhan Mantri Awas Yojana (PMAY) was introduced by the government of India. The PMAY subsidy scheme apprehended the vision of housing for all by the year 2022. Continuation of the PMAY scheme has been approved by the cabinet beyond the year 2019-20 up to 2021-22 in the...

9 months ago

How to Choose a Suitable Debt Mutual Fund

Picking an ideal debt mutual fund to add in your investment portfolio can be a complicated task. This is because there are as many as 16 different categories of mutual fund types. Typically, debt funds invest in fixed income instruments such as money-market instruments, corporate debt securities, corporate bonds, government...

9 months ago

Why Mutual Funds Believe Millennials will Bring Back their Glory

According to a report from Computer Age Management Services, which is the registrar and transfer agent of most mutual fund houses, 16 lakh new mutual fund investors in the financial year 2018-19 were millennials between the ages of 20 and 35 years. The younger population currently make up 47% of new investors in mutual funds....

11 months ago

How UPI is Making Mutual Fund Investments Faster?

As per reports by the National Payments Corporation of India (NPCI) and Reserve Bank of India, the value of digital transactions went up from Rs. 66.34 crore in 2013-14 to Rs. 207.98 crore in 2017-18. As the world shifts to digital transactions, mutual funds too are welcoming newer digital avenues for investors. The primary...

12 months ago