Finance

Challenges in SME Financing in India

Entrepreneurs require substantial capital to establish a business. Even when a business takes off and begins to grow, it needs extra funds to carry out its daily operations. There are a lot of financing options that can help entrepreneurs avail the required capital for business expansion. One of the most popular funding options...

4 days ago

Cabinet Approves the Continuation of Pradhan Mantri Awaas Yojana – Gramin Beyond March 2019 (PMAY-G Phase-II)

The “Credit Linked Subsidy Scheme” (CLSS) under Pradhan Mantri Awas Yojana (PMAY) was introduced by the government of India. The PMAY subsidy scheme apprehended the vision of housing for all by the year 2022. Continuation of the PMAY scheme has been approved by the cabinet beyond the year 2019-20 up to 2021-22 in the...

4 days ago

How to Choose a Suitable Debt Mutual Fund

Picking an ideal debt mutual fund to add in your investment portfolio can be a complicated task. This is because there are as many as 16 different categories of mutual fund types. Typically, debt funds invest in fixed income instruments such as money-market instruments, corporate debt securities, corporate bonds, government...

2 weeks ago

Why Mutual Funds Believe Millennials will Bring Back their Glory

According to a report from Computer Age Management Services, which is the registrar and transfer agent of most mutual fund houses, 16 lakh new mutual fund investors in the financial year 2018-19 were millennials between the ages of 20 and 35 years. The younger population currently make up 47% of new investors in mutual funds....

2 months ago

How UPI is Making Mutual Fund Investments Faster?

As per reports by the National Payments Corporation of India (NPCI) and Reserve Bank of India, the value of digital transactions went up from Rs. 66.34 crore in 2013-14 to Rs. 207.98 crore in 2017-18. As the world shifts to digital transactions, mutual funds too are welcoming newer digital avenues for investors. The primary...

3 months ago

Is It Recommended To Take Stock Trading Advise From Stock Advisory Companies

Day traders are always on the lookout for intraday tips to make a quick buck. In their pursuit of earning high returns, they sometimes purchase stocks based on hearsay or arbitrary rumours. This could be a risky move. And, because trading in shares on a daily basis can be a dangerous game, it is crucial to make the right...

3 months ago

Intraday Trading Vs Delivery Trading

When you buy and sell shares within a single day, it is known as intraday trading. When you make only one side of the transaction, that is, either buy or sell during the day, it is known as a delivery trade. This means that if you do not buy and sell on the same day it becomes a delivery trade. As a trader with a well-known...

3 months ago

Tricks to Lower the Cost of Owning A Car

You may think the cost of owning a car is only the monthly payment, but there’s much more to it than that. The costs can actually add up quite quickly. To figure out the true cost of owning your car, you need to calculate insurance costs, fuel costs, and monthly maintenance costs. Check out these factors that can increase...

8 months ago

What If There’s a Mistake on Your Credit Report?

Your credit report is one of the most important components of your financial life. Having a good credit score plays a significant role in whether you can do things such as renting or buying a home and an automobile. According to Remitly, your payment history makes up approximately 35 percent of your FICO credit score. Other...

1 year ago

Enjoying Your Student Life Without Going Broke

Life as a student is full of possibilities and excitement. Without family to come home to, you’re in charge of your life – potentially to the first time! There’s no one you have to explain your late nights, and how you manage your mornings if your business. There are also clubs and societies, trips, and all the other...

1 year ago