Finance

How New Tech has Disrupted Investment

The rapid evolution of new technology has disrupted many industrial sectors, and it should come as no surprise to learn that it has had a significant effect on the investment world. Though the industry remained relatively unchanged until 2000, the story since then has been of rapid development that has affected many traditional...

2 weeks ago

How to Get a Mortgage in Canada

Unless you have discovered a hidden treasure somewhere, hit the lucky numbers on the lotto or got a surprise inheritance, then your first home purchase is highly likely to be through a mortgage. If you’re looking to get a mortgage in Canada for the first time, it’s imperative that you know what the application process...

2 months ago

Know What It Takes To Get Approved For Common Loans

As nice as it would be to always have the money you need to cover your finances, it’s not always possible. There are things you may want or need like a house or a car that might cost more than you have up front. There are also things that could arise without notice, that will require a lot more money than you have saved up....

2 months ago

5 Questions Lenders Will Ask You Before Approving A Loan

Before they give you a loan, lenders need to know some things about you. So, naturally, they might ask you questions, some of which might be more direct than others. What you should understand is that this is simply necessary and normal at this stage of the process. Just as you want to know about all of the loan terms, they...

3 months ago

Everything You Need To Know About Insurance

Insurance is a word which gets bandied about a lot, and for good reason. In some situations, it can be illegal to not have insurance (You must insure your car if you are going to drive it, for instance), whereas it is completely optional in others, so it is well worth doing your research to find out exactly how it works and...

3 months ago

7 Unexpected Ways To Save On Everyday Expenses

None of us like to spend money when we don’t have to. Yet we have to spend it every day on things we both need and want. From gas to groceries, movies to dining out, prescriptions to cleaning supplies and toiletries, there are expenses we have every day. Here are seven unexpected ways to save on those expenses. Coupons...

3 months ago

Tips For Managing Your Money With Financial Security In Mind

All of us want to spend our middle-aged and elderly years in relative comfort after grueling work in younger years. Comfort means many things. It can mean living in a home you like. For the most part however, comfortable living hinges largely on financial security. If you age with debt, the debt would also age with you. If you...

3 months ago

Things You’ll Need To Be Approved For A Small Business Loan

If there’s one thing you need to successfully run a business, it’s money. Without the necessary capital to cover operational costs and business-related expenses, maintaining a profitable organization is impossible. Novice entrepreneurs often find out the hard way that keeping positive cash flow isn’t as easy as they’d...

4 months ago

Practicing Good Money Management While In College

Are you a new college student? If so, there is no doubt that you have a ton of things on your plate. With everything from coordinating your classes, completing homework and trying to fit in a social life, one of the last things on your mind may be managing your finances. Whether your parents help support you financially, or you...

4 months ago

Start Planning For Retirement Before It’s Too Late

“The secret of getting ahead is getting started” ~Mark Twain Retirement is one of the inevitable realities of life and the sooner we realize and start planning for it, the better. Although latest figures from the Australian Bureau of Statistics reveal more and more people are willing to extend the numbers of years that they...

4 months ago