Finance

5 Questions Lenders Will Ask You Before Approving A Loan

Before they give you a loan, lenders need to know some things about you. So, naturally, they might ask you questions, some of which might be more direct than others. What you should understand is that this is simply necessary and normal at this stage of the process. Just as you want to know about all of the loan terms, they...

1 year ago

Everything You Need To Know About Insurance

Insurance is a word which gets bandied about a lot, and for good reason. In some situations, it can be illegal to not have insurance (You must insure your car if you are going to drive it, for instance), whereas it is completely optional in others, so it is well worth doing your research to find out exactly how it works and...

1 year ago

7 Unexpected Ways To Save On Everyday Expenses

None of us like to spend money when we don’t have to. Yet we have to spend it every day on things we both need and want. From gas to groceries, movies to dining out, prescriptions to cleaning supplies and toiletries, there are expenses we have every day. Here are seven unexpected ways to save on those expenses. Coupons...

1 year ago

Tips For Managing Your Money With Financial Security In Mind

All of us want to spend our middle-aged and elderly years in relative comfort after grueling work in younger years. Comfort means many things. It can mean living in a home you like. For the most part however, comfortable living hinges largely on financial security. If you age with debt, the debt would also age with you. If you...

1 year ago

Things You’ll Need To Be Approved For A Small Business Loan

If there’s one thing you need to successfully run a business, it’s money. Without the necessary capital to cover operational costs and business-related expenses, maintaining a profitable organization is impossible. Novice entrepreneurs often find out the hard way that keeping positive cash flow isn’t as easy as they’d...

1 year ago

Practicing Good Money Management While In College

Are you a new college student? If so, there is no doubt that you have a ton of things on your plate. With everything from coordinating your classes, completing homework and trying to fit in a social life, one of the last things on your mind may be managing your finances. Whether your parents help support you financially, or you...

1 year ago

Start Planning For Retirement Before It’s Too Late

“The secret of getting ahead is getting started” ~Mark Twain Retirement is one of the inevitable realities of life and the sooner we realize and start planning for it, the better. Although latest figures from the Australian Bureau of Statistics reveal more and more people are willing to extend the numbers of years that they...

1 year ago

Tips For Managing Your Money While You’re In College

There’s a lot to learn when you go off to college. It’s obvious that you’ll be learning a lot in your classes, and you’ll probably learn and grow as a person, but you’ll also likely learn a lot about money. Unfortunately, many students make a mess of their financial situation before they learn the right way to do it....

1 year ago

FAQs: Tax Benefits of Life Insurance

The income tax department of India allows a reasonable deduction of tax payment for those who invest in life insurance policies. So, a good way to minimise the payment of hefty income tax towards the end of a financial quarter or year is to sign up for a life insurance policy. Even if you are a businessman or a salaried...

1 year ago

Everything You Need to Know About Shorting Bitcoin

Bitcoin markets are currently going through quite a rough patch. There has been a lot of negative sentiment and FUD that has flooded the airwaves and driven the price lower. In times like this, it may not be entirely profitable to HODL your positions. Although Bitcoin is likely to recover to its all time highs again, there is...

1 year ago