weighing the costs vs benefits of home security by hand

Weighing The Costs vs. Benefits Of Home Security

If you are like most, then you are probably doing everything that you can to save money. So when the sales rep knocks on your door, you probably turn them away—after all, a professional personal security system seems like a luxury. But is it? Let’s have a look.

Protecting Valuables

As your grandpa may say, money (and the things you buy with it) is not everything. But it can be really inconvenient when those things get stolen. Approximately 2.5 million home breaks-ins occur each year, and the average person loses $1,700 in possessions after a home break-in.

In most cases, robbers will leave if an alarm sounds. If the robbers still choose to break into your home after they hear the alarm, then they are more likely to get caught, especially if the alarm is coupled with a system that notifies local authorities.

Disaster Monitoring

Many professional security systems come with monitoring systems like carbon monoxide detectors. Carbon monoxide gas is odorless, colorless, and tasteless, making it completely undetectable without the right equipment. The scary thing is that it can kill you if you are exposed to high concentrations over time. With a carbon monoxide detector, you can resolve the leak before it becomes a health concern.

All security systems include fire monitoring. Approximately 360,000 house fires occur each year, with over 2,500 related deaths. You probably already have a smoke detector (and if you don’t you really should), but a fire monitoring system calls the local fire department for you when it is triggered, potentially saving you and your possessions.

Home Insurance Savings

Homeowners insurance is required by many mortgage companies, and can be a significant monthly expense in your budget. But if you have a home security system, you can save as much as 10 to 20 percent on your premiums, actually helping make room for those extra payments.

Peace of Mind

Between career, family, and finances, life is stressful enough. When you know that you don’t need to worry about your house or the family inside, you can devote those energies to more constructive pursuits. And at the end of the day, let’s be honest—you can’t put a price on peace of mind.

While security systems can be expensive, they are definitely worth the money. Regardless of whether you are at home, you will have the peace of knowing that your house is protected—and maybe a little extra room in your wallet.

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